Technology has brought about a revolution that can’t be matched anywhere, both globally and here in our motherland, Kenya. Come on, we are no longer in the Stone Age error. That is to say, so much has changed, and now technology is running the world. Today, in Kenya, the use of smartphones is on the rise. The latest data from the communications authority of Kenya suggests that about 34.5 million smartphones are in use in Kenya. But even as the Kenyan population continues to own smartphones, many are still unable to afford the best at the entry, mid-range, and even flagship levels.
Luckily enough, FinTech platforms in the country, such as M-Kopa kenya, aim to bridge the gap of people not being able to afford smartphones by offering them without requiring you to pay the full upfront price. So, which are these M-Kopa Phones? And how do you access them? These are just a few questions this article attempts to answer.
About M-Kopa Phones In kenya
Before we dive into the article, let us briefly understand the M-Kopa company. M-Kopa is an asset financing platform that was founded back in 2010 with the aim of providing smartphones to those who aren’t able to afford them. It operates in 5 countries, including Ghana, Kenya, Uganda, Nigeria, and South Africa
When it comes to M-Kopa phone options, you can choose from; unfortunately, M-Kopa only deals with three brands of phones. It has its own Mkopa X2 models, Nokia and Samsung. So, if you are looking for the latest M-Kopa Lipa Mdogo Mdogo phones, you can find them listed on the official website of M-Kopa
Requirements for Getting an M-Kopa Phone
The journey to owning your M-Kopa Phone in Kenya starts with a straightforward process: meeting the eligibility criteria. Below are the basic requirements that you must make sure to satisfy:
- You must be at least 18 years old.
- You should have your ID document with you (Scanned and Original)
- You need a Safaricom line to complete the purchase.
- Depending on the model, you will need to have cash that will be used for deposits and Cash for daily payments
Which phones does M-Kopa offer?
Below is a complete Table of all Mkopa Phones in Kenya, along with their Features and deposit:
Samsung M-Kopa Phones
| No. | Model | Features | Deposit (Kshs) | Daily Payment (Kshs) | Total Cost (Kshs) | Contract Period |
|---|---|---|---|---|---|---|
| 1 | Samsung A03 | 3GB RAM, 32GB Storage, 5000 mAh Battery, Android 10, 48MP main camera, 6.5″ screen, 5MP selfie camera | 4,999 | 70 | 30,549 | 1 year |
| 2 | Samsung A13 | 4GB RAM, 64GB Storage, 5000 mAh Battery, Android 12, 50MP main camera, 6.5″ screen, 8MP selfie camera | 5,599 | 90 | 38,499 | 1 year |
| 3 | Samsung A23 | 4GB RAM, 64GB Storage, 5000 mAh Battery, Android 12, 50MP main camera, 6.6″ screen, 8MP selfie camera | 9,400 | 130 | 56,949 | 1 year |
| 4 | Samsung A04E | 2GB RAM, 32GB Storage, 5000 mAh Battery, Android 11, 13MP main camera, 6.5″ screen | 3,500 | 70 | 1 year | |
| 5 | Samsung A04S | 4GB RAM, 64GB Storage, 5000 mAh Battery, Android 12, 50MP main camera, 6.5″ screen | 4,500 | |||
| 6 | Samsung A03S | 2GB RAM, 32GB Storage, 5000 mAh Battery, Android OS, 8MP main camera, 6.5″ screen, 5MP selfie camera | 3,999 | 60 | 25,899 | 1 year |
| 7 | Samsung A25 | 6GB RAM, 128GB Storage, 5000 mAh Battery, Android 14, 50MP main camera, 6.5″ Super AMOLED screen, 13MP selfie camera | ||||
| 8 | Samsung A05 | Octa-core MediaTek Helio G85, 5000 mAh Battery, Android 13, 50MP main camera, 6.7″ screen, 8MP selfie camera | ||||
| 9 | Samsung A05S | Snapdragon 680, 5000 mAh Battery, Android OS, 50MP main camera, 6.7″ FHD+ screen, 13MP selfie camera | ||||
| 10 | Samsung A15 | MediaTek Helio G99, 5000 mAh Battery, Android OS, 50MP main camera, 6.5″ FHD+ Super AMOLED screen, 13MP selfie camera | ||||
| 11 | Samsung A14 5G | 4GB RAM, 64GB Storage, 5000 mAh Battery, Android OS, 50MP main camera, 6.6″ FHD+ screen, 13MP selfie camera |
Nokia M-Kopa Phones
| No. | Model | Features | Deposit (Kshs) | Daily Payment (Kshs) | Total Cost (Kshs) | Contract Period |
|---|---|---|---|---|---|---|
| 1 | Nokia C21 | 2GB RAM, 32GB Storage, 3000 mAh Battery, Android 11, 8MP main camera, 6.52″ screen, 5MP selfie camera | 3,699 | 60 | 25,599 | 1 year |
| 2 | Nokia X10 | 4GB RAM, 64GB Storage, 5000 mAh Battery, Android 11, 48MP main camera, 6.6″ screen, 5MP selfie camera | 7,999 | 100 | 1 year | |
| 3 | Nokia C21 Plus | 3GB RAM, 32GB Storage, 3000 mAh Battery, Android 11, 13MP main camera, 6.52″ screen, 5MP selfie camera | 4,499 | 65 | 28,224 | 1 year |
| 4 | Nokia G21 | 4GB RAM, 64GB Storage, 5050 mAh Battery, Android 11, 50MP main camera, 6.5″ screen, 8MP selfie camera | 5,999 | 90 | 38,849 | 1 year |
| 5 | Nokia C31 | 4GB RAM, 64GB Storage, 5050 mAh Battery, Android 12, 13MP main camera, 6.75″ screen, 5MP selfie camera | 4,299 | 70 | 29,849 | 1 year |
How to Apply for an M-Kopa Phone
Once you have met all the requirements and know the phone model, you can apply for any phone you want. Here is how to complete the application process:
- Visit the nearest M-Kopa branch or authorized agent in your county.
- Make sure to meet all the requirements that we discussed above, including carrying your national ID and Safaricom line.
- Review the list of available phones, which includes various models from brands like Nokia and Samsung.
- You will then be required to pay the initial deposit, which varies based on the phone model. We have listed some in the table, but where we have listed, make sure to consult with the M-Kopa agent for assistance.
- After paying the deposit, you will need to make daily payments for one year. The specific amount will depend on the phone you choose (e.g., Ksh 60-95 daily)
Alternatively:
- Visit the Mkopa Kenya website at https://www.m-kopa.com/country/kenya
- On the main page, go to products and then smartphones.
- Scroll down until you see Get Your Phone
- Make sure to click on get the phone, and you will be redirected to WhatsApp to talk with the Mkopa agent
- You will then be guided on what to do
Wrapping-Up
And there you have it, friends. That is all you need to know about the M-kopa phone models in Kenya. By knowing the requirements, daily repayment plans, and phone models available, you can choose a phone you are comfortable with, its future and Repayment Plans. Anyway, if you have any questions, please comment below, and we will reply.